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Have you ever worried about what would happen to your family or dependants if something should happen to you? What if you were unable to work or worse were not around? How would your family cope financially?
Many people think it will never happen to them, but unfortunately the incidence of heart disease, cancer and other life threatening conditions is quite high in Australia. It is unpleasant to think about these sorts of things but we can help you to find a policy which will provide you with a level of cover to suit you and your personal situation.
Personal insurance will offer you a level of protection to give you the peace of mind that your loved ones will be looked after if something happens to you.
A trauma or critical illness insurance policy will pay a lump sum if you are diagnosed with a specified disease or suffer some sort of trauma. The conditions covered will depend on the policy. Generally illnesses such as cancer, stroke or heart attacks, Alzheimer's disease, Multiple Sclerosis, for example would be covered.
It is important when taking out a trauma or critical illness insurance policy to get adequate cover or what is known as a buyback option. The reasoning for this is that if you receive a payout from this policy you may no longer be able to insure yourself for personal insurance such as death insurance, total and permanent disability or trauma insurance again.
It is important to discuss your insurance requirements with a licensed expert so that you do not leave yourself under-insured…so please give us a call.
Call us to find out how we can help you on 02 8668 8600 or click here
